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6 Ways to Save Money on Your Next Mortgage

6 Ways to Save Money on Your Next Mortgage

Mortgage interest rates have jumped more than two full percentage points in the past year and with home prices growing at record high paces, buying a home might seem more out of reach than ever for some people. The good news is that there are smart ways t

Jul 19, 2022 | Purchasing a Home First-time Homebuyers mortgage brokers FHA Loans Government Loans Conventional Loans Interest Rates VA Loans Preapproval Fixed Rate Mortgages Mortgages Reverse Mortgages Home Equity Debt Consolidation Mortgage Refinancing a Home Credit Jumbo Loans HELOC Apply Savings Closing Costs Mortgage Advice Home Renovation Loans

Is Now a Good Time to Buy a Vacation Home?

Is Now a Good Time to Buy a Vacation Home?

During the past two years, demand for vacation homes skyrocketed as cooped-up Americans sought out domestic getaways while the COVID-19 pandemic raged.  With travel restrictions mostly lifted, people are again venturing out all around the world. What does

Jul 05, 2022 | Purchasing a Home mortgage brokers Conventional Loans Fixed Rate Mortgages Preapproval VA Loans Interest Rates Home Equity Debt Closing Costs Savings Apply HELOC Jumbo Loans Mortgage Advice

The Do’s and Don’ts  of Buying A Vacation Home

The Do’s and Don’ts of Buying A Vacation Home

With remote working a possibility for many more employees today than before the pandemic, people can often choose where to work on a daily basis. If you are in this situation and would love to spend more time in a place you like to vacation, buying a seco

Jun 21, 2022 | Purchasing a Home Second Home Investment Savings Apply HELOC Jumbo Loans Mortgages Home Equity Debt Consolidation Mortgage Fixed Rate Mortgages Preapproval Interest Rates Conventional Loans Government Loans mortgage brokers

How Much of My Income Should Go to My Mortgage?

How Much of My Income Should Go to My Mortgage?

Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for more loan than they could actually afford. When the housing bubble burst and the entire economy took a hit, those same home buyers ofte

Dec 09, 2020 | Interest Rates Preapproval Mortgage Advice

How Long Does a Pre-Approval Letter Last?

How Long Does a Pre-Approval Letter Last?

Getting pre-approved before shopping for a new home is a smart idea, but what if you don’t find the right home quickly? How long does that pre-approval last? Pre-approval Defined Before going out with a real estate agent to look for the perfect pr

May 06, 2020 | Purchasing a Home Preapproval

3 Things Lenders Don’t Want to See on Your Bank Statements

3 Things Lenders Don’t Want to See on Your Bank Statements

When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan. Lenders can do this because they do thorough financial background checks on borrowers before agreeing to lend money. Your interest rate will be based on how credi

Jan 01, 2020 | Refinancing a Home Preapproval Credit Purchasing a Home

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